Bank Branches › Closed and merged banks › North Carolina › Security Capital Bank
What happened to Security Capital Bank?
Security Capital Bank in Salisbury, NC (earlier called Security Bank and Trust Company) merged into Central Carolina Bank and Trust Company of Durham, NC on May 20, 1995. After 3 more changes of hands, what was Security Capital Bank is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1915Security Bank and Trust Company opens in Salisbury, NC
- Sep 25, 1994renamed Security Capital Bank
- May 20, 1995MERGEDSecurity Capital Bank merged into Central Carolina Bank and Trust Company of Durham, NC.FDIC certificate 9859 ends; its business continues under certificate 2033.
- Dec 31, 2001MERGEDCentral Carolina Bank and Trust Company of Durham, NC merged into National Bank of Commerce of Memphis, TN.FDIC certificate 2033 ends; its business continues under certificate 4978.
- Apr 22, 2005MERGEDNational Bank of Commerce of Memphis, TN merged into SunTrust Bank of Atlanta, GA.FDIC certificate 4978 ends; its business continues under certificate 867.
- Dec 7, 2019MERGEDSunTrust Bank of Atlanta, GA merged into Branch Banking and Trust Company of Charlotte, NC.FDIC certificate 867 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from Security Capital Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Security Capital Bank as lienholder, start with Truist Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Truist Bank to search for the account under the name Security Capital Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Truist Bank which branch now holds boxes from the Security Capital Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
33 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 791 E Roosevelt BlvdMonroe, NC | OpenTruist Bank |
| 185 N 1st StAlbemarle, NC | OpenTruist Bank |
| 345 W John StMatthews, NC | No longer reported |
| 4441 The PlazaCharlotte, NC | No longer reported |
| 6201 Independence BoulevardCharlotte, NC | No longer reported |
| 4736 Park RoadCharlotte, NC | No longer reported |
| 2070 Statesville BlvdSalisbury, NC | No longer reported |
| 420 South Salisbury AvenueSpencer, NC | No longer reported |
| 600 South Main StreetLandis, NC | No longer reported |
| 502 Jake Alexander BoulevardSalisbury, NC | No longer reported |
| 1401 West Innes StreetSalisbury, NC | No longer reported |
| 215-217 South Main StreetSalisbury, NC | No longer reported |
| U.S. Highway 52 and Avalon DriveSalisbury, NC | No longer reported |
| 101 North Main StreetMocksville, NC | No longer reported |
| 118 N Main StBelmont, NC | No longer reported |
| 416 Highway 27 SouthStanley, NC | No longer reported |
| 1948 Perfection AvenueBelmont, NC | No longer reported |
| 276 Concord Pkwy SConcord, NC | No longer reported |
| 201 Security StreetKannapolis, NC | No longer reported |
| Cannon Boulevard and Mclain RoadKannapolis, NC | No longer reported |
| 520 East Plaza DriveMooresville, NC | No longer reported |
| 212 North Washington StreetWadesboro, NC | No longer reported |
| 105 West U.S. Highway 74Polkton, NC | No longer reported |
| 224 North Main StreetOakboro, NC | No longer reported |
| 212 South Main StreetNorwood, NC | No longer reported |
| 1328 East Main StreetAlbemarle, NC | No longer reported |
| 106 North State StreetLexington, NC | No longer reported |
| 4394 Highway 150 SouthLexington, NC | No longer reported |
| 1908 Old Charlotte HighwayMonroe, NC | No longer reported |
| 103 East Main StreetMarshville, NC | No longer reported |
| 114 West Jefferson StreetMonroe, NC | No longer reported |
| 3806 Highway 74 WestWingate, NC | No longer reported |
| 201 West Marshville BoulevardMarshville, NC | No longer reported |
Banks folded into Security Capital Bank
3 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| OMNIBANK, INC., A State Savings Bank, SSBSalisbury, NC | May 20, 1995 |
| First Federal Savings and Loan Association of CharlotteCharlotte, NC | Sep 25, 1994 |
| Industrial Bank of LexingtonLexington, NC | Sep 21, 1970 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 9859 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.