Bank BranchesEvery insured bank office · FDIC · 1994–2026

Bank Branches › North Carolina › Lincoln County › 1293 North Highway 16

Full-service office · FDIC office no. 257453

First Charter Bank
1293 North Highway 16, Denver, NC 28037

Last reported 2003

$39.3M
peak deposits
1986
established
—
rank in county
3
names on the sign

This office filed its last FDIC deposit report in 2003. It is missing from every report since, which usually means it closed. The FDIC record doesn't give a reason. Lincoln County has 19 offices open today, listed below.

This office's passbook1994–2003
DateBank on the signDepositsChange
Jun 30 2026NOT REPORTED missing from the 2026 report (and every year since 2004)
Jun 30 2003First Charter Bank$39.3M+9%
Jun 30 2002First Charter Bank$36.0M0%
Jun 30 2001First Charter BankNEW NAME$36.2M+93%
Jun 30 2000First Charter National BankNEW NAME$18.7M−49%
Jun 30 1999Lincoln Bank of North Carolina$37.0M+1%
Jun 30 1998Lincoln Bank of North Carolina$36.5M+10%
Jun 30 1997Lincoln Bank of North Carolina$33.2M+19%
Jun 30 1996Lincoln Bank of North Carolina$28.0M+20%
Jun 30 1995Lincoln Bank of North Carolina$23.2M+7%
Jun 30 1994Lincoln Bank of North Carolina$21.8M
1986-06-25Office established (FDIC record) — 8 years before this passbook begins

Nearest open offices in Lincoln County

  1. 0.4 miUnited Bank · 1293 N Nc 16 Business Hwy, Denver
  2. 1.7 miWoodforest National Bank · 7131 Highway 73, Denver
  3. 1.9 miFifth Third Bank, National Association · 7471 E Cross Dr, Denver
  4. 1.9 miBank of America, National Association · 119 Cross Center Rd, Denver
  5. 1.9 miPeoples Bank · 142 S Nc 16 Business Hwy, Denver
  6. 2.1 miFirst-Citizens Bank & Trust Company · 219 Highway 16 S, Denver
  7. 3.2 miThe Fidelity Bank · 7232 Austin Smiles Ct, Denver
  8. 4.3 miTruist Bank · 3560 N Nc 16 Business Hwy, Denver

All banks in Lincoln County →
Every First Charter Bank office →
What became of First Charter Bank →

Names on the sign

1994–1999Lincoln Bank of North Carolina2000–2000First Charter National Bank2001–2003First Charter Bank

The FDIC office number stays with the building when banks merge or rename, so the same office appears under each owner. Follow an earlier name to see what became of that bank.

Deposits are the balances the bank assigned to this office on June 30 of each year, in nominal dollars. Source: FDIC Summary of Deposits, office (UNINUMBR) 257453.