Every FDIC-insured bank branch in Lincoln County, North Carolina as of June 30, 2025. County land area: 296 square miles, 6.8 branches per 100 sq mi.
| Institution | Branches | Deposits |
|---|---|---|
| First Federal Savings Bank of Lincolnton | 4 | $394.5M |
| Peoples Bank | 3 | $289.4M |
| First-Citizens Bank & Trust Company | 2 | $175.6M |
| United Bank | 2 | $215.3M |
| Bank of America, National Association | 2 | $257.3M |
| Fifth Third Bank, National Association | 2 | $296.1M |
| Truist Bank | 2 | $181.0M |
| Bank OZK | 1 | $80.5M |
| The Fidelity Bank | 1 | $4.6M |
| Woodforest National Bank | 1 | $4.7M |