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Bank Branches › Closed and merged banks › California › Lippo Bank

FDIC certificate 18453 · San Francisco, CA

What happened to Lippo Bank?

Lippo Bank in San Francisco, CA (earlier called Bank of Trade of San Francisco and 1 other name) merged into First Bank of California of Sacramento, CA on May 31, 2000. After 3 more changes of hands, what was Lippo Bank is today part of First Bank (St. Louis, MO).

1961
opened
2000
merged away
3
names it used
4
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1961
    Bank of Trade of San Francisco opens in San Francisco, CA
  2. Nov 13, 1984
    renamed Bank of Trade
  3. Jan 18, 1990
    renamed Lippo Bank
  4. May 31, 2000
    MERGEDLippo Bank merged into First Bank of California of Sacramento, CA.FDIC certificate 18453 ends; its business continues under certificate 32036.
  5. Nov 1, 2000
    MERGEDFirst Bank of California of Sacramento, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 32036 ends; its business continues under certificate 18678.
  6. Mar 29, 2001
    MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 18678 ends; its business continues under certificate 22912.
  7. Mar 31, 2003
    MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank of St. Louis, MO.FDIC certificate 22912 ends; its business continues under certificate 12229.
  8. Today
    OPEN
    First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026

    Every First Bank office →   Website on file with the FDIC: WWW.FIRST.BANK

If you still have something from Lippo Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Lippo Bank as lienholder, start with First Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask First Bank to search for the account under the name Lippo Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask First Bank which branch now holds boxes from the Lippo Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

4 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
725 N BroadwayLos Angeles, CA1999OpenFirst Bank
100 E Santa Clara StreetSan Jose, CA1999No longer reported
1143 Grant Ave.San Francisco, CA1999No longer reported
9200 Bolsa AvenueWestminster, CA1997No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 18453 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.