Bank Branches › Closed and merged banks › Florida › Jefferson Bank of Florida
What happened to Jefferson Bank of Florida?
Jefferson Bank of Florida in Miami Beach, FL (earlier called Jefferson National Bank of Miami Beach and 1 other name) merged into Colonial Bank of Orlando, FL on Mar 5, 1997. After 2 more changes of hands, what was Jefferson Bank of Florida is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1964Jefferson National Bank of Miami Beach opens in Miami Beach, FL
- May 13, 1982renamed Jefferson National Bank
- Dec 1, 1993renamed Jefferson Bank of Florida
- Mar 5, 1997MERGEDJefferson Bank of Florida merged into Colonial Bank of Orlando, FL.FDIC certificate 19056 ends; its business continues under certificate 27325.
- Jul 1, 1997MERGEDColonial Bank of Orlando, FL merged into Colonial Bank of Montgomery, AL.FDIC certificate 27325 ends; its business continues under certificate 9609.
- Aug 14, 2009FAILEDColonial Bank of Montgomery, AL failed, and Branch Banking and Trust Company of Charlotte, NC took it over.FDIC certificate 9609 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from Jefferson Bank of Florida
A lien that was never released
Colonial Bank failed on Aug 14, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Truist Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Branch Banking and Trust Company). Start with Truist Bank, and ask them to search under the name Jefferson Bank of Florida.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Truist Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
9 offices filed under this charter in some year from 1994 on. 2 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 18256 Collins AveSunny Isles Beach, FL | OpenTruist Bank |
| 901 Arthur Godfrey RdMiami Beach, FL | OpenTruist Bank |
| 21302 St. Andrews BoulevardBoca Raton, FL | No longer reported |
| 2434 Hollywood BoulevardHollywood, FL | No longer reported |
| 300 Southeast 2nd StreetFort Lauderdale, FL | No longer reported |
| 600 Crandon BoulevardKey Biscayne, FL | No longer reported |
| 3560-B Mystic Pointe DriveAventura, FL | No longer reported |
| 290 Sunny Isles BoulevardNorth Miami Beach, FL | No longer reported |
| 975 Arthur Godfrey RoadMiami Beach, FL | No longer reported |
Banks folded into Jefferson Bank of Florida
2 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Jefferson National Bank at Sunny IslesSunny Isles, FL | Dec 1, 1993 |
| Jefferson National BankBoca Raton, FL | Dec 15, 1989 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19056 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.