Bank Branches › Closed and merged banks › Florida › Colonial Bank
What happened to Colonial Bank?
Colonial Bank in Orlando, FL (earlier called Southern Bank of Central Florida) merged into Colonial Bank of Montgomery, AL on Jul 1, 1997. After 1 more change of hands, what was Colonial Bank is today part of Truist Bank (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1988Southern Bank of Central Florida opens in Orlando, FL
- Jul 3, 1996renamed Colonial Bank
- Jul 1, 1997MERGEDColonial Bank merged into Colonial Bank of Montgomery, AL.FDIC certificate 27325 ends; its business continues under certificate 9609.
- Aug 14, 2009FAILEDColonial Bank of Montgomery, AL failed, and Branch Banking and Trust Company of Charlotte, NC took it over.FDIC certificate 9609 ends; its business continues under certificate 9846.
- TodayOPEN
Truist BankMain office Charlotte, NC · FDIC certificate 9846 · 1,928 offices in 18 states on June 30, 2026Every Truist Bank office → Website on file with the FDIC: www.Truist.com
If you still have something from Colonial Bank
A lien that was never released
Colonial Bank failed on Aug 14, 2009. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Truist Bank, which is worth asking too.
Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Branch Banking and Trust Company). Start with Truist Bank, and ask them to search under the name Colonial Bank.
For failures since mid-1993 the law sets a clock: insured deposits not claimed within 18 months of the FDIC starting to pay depositors are offered to the state of the depositor's last known address on the bank's records. If the state takes them, the owner has 10 years to claim there before the money returns to the FDIC. Check FDIC unclaimed funds search and that state's unclaimed-property program.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Truist Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
37 offices filed under this charter in some year from 1994 on. 5 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 2318 James L Redman PkwyPlant City, FL | OpenTruist Bank |
| 655 W Brandon BlvdBrandon, FL | OpenTruist Bank |
| 18256 Collins AveSunny Isles Beach, FL | OpenTruist Bank |
| 6530 N Us Highway 41Apollo Beach, FL | OpenTruist Bank |
| 901 Arthur Godfrey RdMiami Beach, FL | OpenTruist Bank |
| 4699 West Lake Mary BoulevardLake Mary, FL | No longer reported |
| 2127 West State Road 434Longwood, FL | No longer reported |
| 894 State Road 436Casselberry, FL | No longer reported |
| 919 West State Road 436Altamonte Springs, FL | No longer reported |
| 21302 St. Andrews BoulevardBoca Raton, FL | No longer reported |
| 161 North CausewayNew Smyrna Beach, FL | No longer reported |
| 201 South Nova RoadOrmond Beach, FL | No longer reported |
| 900 Village TrailPort Orange, FL | No longer reported |
| 106 S Center StPierson, FL | No longer reported |
| 2434 Hollywood BoulevardHollywood, FL | No longer reported |
| 300 Southeast 2nd StreetFort Lauderdale, FL | No longer reported |
| 224 North Sinclair AvenueTavares, FL | No longer reported |
| 909 North Donnelly StreetMount Dora, FL | No longer reported |
| 944 Bichara BoulevardLady Lake, FL | No longer reported |
| 1330 Citizens BoulevardLeesburg, FL | No longer reported |
| 2803 South Bay StreetEustis, FL | No longer reported |
| 356 North Central AvenueUmatilla, FL | No longer reported |
| 2710 North Orange Blossom TrailKissimmee, FL | No longer reported |
| 1412 West Vine StreetKissimmee, FL | No longer reported |
| 201 East Pine StreetOrlando, FL | No longer reported |
| 699 North Orlando AvenueWinter Park, FL | No longer reported |
| 410 S Ware BlvdTampa, FL | No longer reported |
| 1707 South Parsons AvenueSeffner, FL | No longer reported |
| 400 North Tampa Street Suite 130Tampa, FL | No longer reported |
| 12002 Anderson RoadTampa, FL | No longer reported |
| 510 Vonderburg DriveBrandon, FL | No longer reported |
| 4427 West Kennedy BoulevardTampa, FL | No longer reported |
| 600 Crandon BoulevardKey Biscayne, FL | No longer reported |
| 3560-B Mystic Pointe DriveAventura, FL | No longer reported |
| 290 Sunny Isles BoulevardNorth Miami Beach, FL | No longer reported |
| 975 Arthur Godfrey RoadMiami Beach, FL | No longer reported |
| 100 South Orange AvenueOrlando, FL | No longer reported |
Banks folded into Colonial Bank
5 banks merged directly into this charter; counting the banks those had absorbed earlier, 8 charters end up inside it.
| Bank | Ended |
|---|---|
| Fort Brooke BankBrandon, FL | May 23, 1997 |
| Colonial Bank, FSBEustis, FL | Apr 29, 1997 |
| Jefferson Bank of FloridaMiami Beach, FL | Mar 5, 1997 |
| Tomoka State BankOrmond Beach, FL | Jan 3, 1997 |
| Osceola National BankKissimmee, FL | Sep 30, 1994 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27325 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.