Bank Branches › Closed and merged banks › Missouri › Mercantile Bank of St. Louis National Association
What happened to Mercantile Bank of St. Louis National Association?
Mercantile Bank of St. Louis National Association in St. Louis, MO (earlier called Mercantile Bank of St. Charles County and 2 other names) merged into Mercantile Bank National Association of Hartford, IL on Oct 23, 1996. After 5 more changes of hands, what was Mercantile Bank of St. Louis National Association is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1965Mercantile Bank of St. Charles County opens in St. Louis, MO
- Jan 21, 1988renamed Mercantile Bank of St. Charles County National Association
- Mar 25, 1988renamed Mercantile Bank National Association
- Sep 29, 1989renamed Mercantile Bank of St. Louis National Association
- Oct 23, 1996MERGEDMercantile Bank of St. Louis National Association merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 19516 ends; its business continues under certificate 18159.
- Nov 13, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 18159 ends; its business continues under certificate 4601.
- Dec 12, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of St. Louis, MO.FDIC certificate 4601 ends; its business continues under certificate 13066.
- Dec 12, 1998MERGEDMercantile Bank National Association (by then renamed Mercantile Bank of St. Louis National Association) of St. Louis, MO merged into Mercantile Bank of St. Louis National Association of Saint Louis, MO.FDIC certificate 13066 ends; its business continues under certificate 1061.
- Oct 22, 1999MERGEDMercantile Bank of St. Louis National Association of Saint Louis, MO merged into Mercantile Bank National Association of Saint Louis, MO.FDIC certificate 1061 ends; its business continues under certificate 4573.
- Aug 11, 2000MERGEDMercantile Bank National Association (by then renamed Firstar Bank Missouri, National Association) of Saint Louis, MO merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 4573 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Mercantile Bank of St. Louis National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Mercantile Bank of St. Louis National Association as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name Mercantile Bank of St. Louis National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the Mercantile Bank of St. Louis National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
46 offices filed under this charter in some year from 1994 on. 25 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 301 N Tucker BlvdSaint Louis, MO | OpenU.S. Bank National Association |
| 2608 W Clay StSaint Charles, MO | OpenU.S. Bank National Association |
| 12688 Olive BlvdSaint Louis, MO | OpenU.S. Bank National Association |
| 2041 Union RdSaint Louis, MO | OpenU.S. Bank National Association |
| 11655 Olive BlvdCreve Coeur, MO | OpenU.S. Bank National Association |
| 1050 S Woods Mill RdChesterfield, MO | OpenU.S. Bank National Association |
| 5418 Hampton AveSaint Louis, MO | OpenU.S. Bank National Association |
| 13001 Tesson Ferry RdSaint Louis, MO | OpenU.S. Bank National Association |
| 1525 Kisker RdSaint Charles, MO | OpenU.S. Bank National Association |
| 101 Hilltown Village CtrChesterfield, MO | OpenU.S. Bank National Association |
| 470 N Kirkwood RdKirkwood, MO | OpenU.S. Bank National Association |
| 1400 S Big Bend BlvdRichmond Heights, MO | OpenU.S. Bank National Association |
| 11685 Gravois RdSaint Louis, MO | OpenU.S. Bank National Association |
| 5433 Telegraph RdSaint Louis, MO | OpenU.S. Bank National Association |
| 9819 Watson RdSaint Louis, MO | OpenU.S. Bank National Association |
| #1 Lake St. Louis BoulevardLake Saint Louis, MO | OpenU.S. Bank National Association |
| 1000 N Highway 67 StFlorissant, MO | OpenU.S. Bank National Association |
| 4155 Mexico RdSaint Peters, MO | OpenU.S. Bank National Association |
| 5375 Southwest AveSaint Louis, MO | OpenU.S. Bank National Association |
| 3881 Gravois AveSaint Louis, MO | OpenU.S. Bank National Association |
| 2885 Netherton DrSaint Louis, MO | OpenU.S. Bank National Association |
| 4301 Lindell BlvdSaint Louis, MO | OpenU.S. Bank National Association |
| 3515 N Kingshighway BlvdSaint Louis, MO | OpenU.S. Bank National Association |
| 10701 Lambert International BlvdSaint Louis, MO | OpenU.S. Bank National Association |
| 1005 Convention PlzSaint Louis, MO | OpenU.S. Bank National Association |
| 800 North Providence RoadColumbia, MO | No longer reported |
| 11501 Blue Ridge BoulevardKansas City, MO | No longer reported |
| 226 Mid Rivers CenterSt. Peters, MO | No longer reported |
| 1615 South GlenstoneSpringfield, MO | No longer reported |
| 12433 Olive BoulevardCreve Coeur, MO | No longer reported |
| 1731 South BroadwaySt. Louis, MO | No longer reported |
| 721 Locust StreetSt. Louis, MO | No longer reported |
| 15215 Manchester RdBallwin, MO | No longer reported |
| 11100 Larimore RdSaint Louis, MO | No longer reported |
| 8301 Gravois RdSaint Louis, MO | No longer reported |
| 12935 North Outer 40 DriveSaint Louis, MO | No longer reported |
| 2501 Clarkson RoadChesterfield, MO | No longer reported |
| 10 South BrentwoodClayton, MO | No longer reported |
| 11781 Manchester RoadDes Peres, MO | No longer reported |
| 4400 Lemay Ferry RoadSt. Louis County, MO | No longer reported |
Banks folded into Mercantile Bank of St. Louis National Association
6 banks merged directly into this charter; counting the banks those had absorbed earlier, 22 charters end up inside it.
| Bank | Ended |
|---|---|
| United Postal Savings AssociationSt. Louis, MO | Aug 17, 1994 |
| American Bank of St. LouisSt. Louis, MO | Jun 18, 1992 |
| Germaniabank, A FSBAlton, IL | Jul 26, 1991 |
| Missouri Savings Association, FAClayton, MO | Sep 7, 1990 |
| Mercantile Bank National AssociationClayton, MO | Mar 25, 1988 |
| Mercantile Bank of St. PetersSt. Peters, MO | Jul 13, 1984 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 19516 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.