Bank Branches › Closed and merged banks › Missouri › United Postal Savings Association
What happened to United Postal Savings Association?
United Postal Savings Association in St. Louis, MO merged into Mercantile Bank of St. Louis National Association of St. Louis, MO on Aug 17, 1994. After 6 more changes of hands, what was United Postal Savings Association is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1907United Postal Savings Association opens in St. Louis, MO
- Aug 17, 1994MERGEDUnited Postal Savings Association merged into Mercantile Bank of St. Louis National Association of St. Louis, MO.FDIC certificate 30811 ends; its business continues under certificate 19516.
- Oct 23, 1996MERGEDMercantile Bank of St. Louis National Association of St. Louis, MO merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 19516 ends; its business continues under certificate 18159.
- Nov 13, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 18159 ends; its business continues under certificate 4601.
- Dec 12, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of St. Louis, MO.FDIC certificate 4601 ends; its business continues under certificate 13066.
- Dec 12, 1998MERGEDMercantile Bank National Association (by then renamed Mercantile Bank of St. Louis National Association) of St. Louis, MO merged into Mercantile Bank of St. Louis National Association of Saint Louis, MO.FDIC certificate 13066 ends; its business continues under certificate 1061.
- Oct 22, 1999MERGEDMercantile Bank of St. Louis National Association of Saint Louis, MO merged into Mercantile Bank National Association of Saint Louis, MO.FDIC certificate 1061 ends; its business continues under certificate 4573.
- Aug 11, 2000MERGEDMercantile Bank National Association (by then renamed Firstar Bank Missouri, National Association) of Saint Louis, MO merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 4573 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from United Postal Savings Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows United Postal Savings Association as lienholder, start with U.S. Bank National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask U.S. Bank National Association to search for the account under the name United Postal Savings Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask U.S. Bank National Association which branch now holds boxes from the United Postal Savings Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
24 offices filed under this charter in some year from 1994 on. 3 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 470 N Kirkwood RdKirkwood, MO | OpenU.S. Bank National Association |
| 1400 S Big Bend BlvdRichmond Heights, MO | OpenU.S. Bank National Association |
| 550 Bailey RdCrystal City, MO | OpenU.S. Bank National Association |
| 1060 Jeffco BlvdArnold, MO | No longer reported |
| 550 BaileyCrystal City, MO | No longer reported |
| 750 First Capital DriveSt. Charles, MO | No longer reported |
| 226 Mid Rivers CenterSt. Peters, MO | No longer reported |
| 157 Lamp & Lantern Village CenterChesterfield, MO | No longer reported |
| 52 S. CentralClayton, MO | No longer reported |
| 669 N. New BallasCreve Coeur, MO | No longer reported |
| 558 GraviosFenton, MO | No longer reported |
| 11899 New Halls Ferry RdFlorissant, MO | No longer reported |
| 760 N. Highway 67Florissant, MO | No longer reported |
| 470 N. Kirkwood RdKirkwood, MO | No longer reported |
| 14557 Manchester RoadManchester, MO | No longer reported |
| 2045 Dorsett Village Shopping CenterMaryland Heights, MO | No longer reported |
| 1400 S. Big BendRichmond Heights, MO | No longer reported |
| 107 Concord PlazaSt. Louis, MO | No longer reported |
| 12117 Bellefontaine RdSt. Louis, MO | No longer reported |
| 1800 Olive StreetSt. Louis, MO | No longer reported |
| 3534 WatsonSt. Louis, MO | No longer reported |
| 4612 GraviosSt. Louis, MO | No longer reported |
| 7256 GraviosSt. Louis, MO | No longer reported |
| 10015 ManchesterWarson Woods, MO | No longer reported |
Banks folded into United Postal Savings Association
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 5 charters end up inside it.
| Bank | Ended |
|---|---|
| First Federal Savings and Loan AssociationManchester, MO | Jan 1, 1993 |
| Metropolitan Savings AssociationKansas City, MO | Jan 31, 1987 |
| Lafayette Federal Savings and Loan Association of Greater St LouisWarson Woods, MO | Jul 31, 1982 |
| Tower Grove Savings and Loan AssociationSt. Louis, MO | Oct 31, 1980 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 30811 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.