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Bank Branches › Closed and merged banks › Florida › North Ridge Bank

FDIC certificate 21113 · Oakland Park, FL

What happened to North Ridge Bank?

North Ridge Bank in Oakland Park, FL failed, and Intercontinental Bank of Miami, FL took it over on Dec 20, 1991. After 5 more changes of hands, what was North Ridge Bank is today part of Bank of America, National Association (Charlotte, NC).

1973
opened
1991
failed
1
name it used
6
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1973
    North Ridge Bank opens in Oakland Park, FL
  2. Dec 20, 1991
    FAILEDNorth Ridge Bank failed, and Intercontinental Bank of Miami, FL took it over.FDIC certificate 21113 ends; its business continues under certificate 17385.
  3. Dec 13, 1995
    MERGEDIntercontinental Bank (by then renamed Intercontinental Bank, National Association) of Miami, FL merged into NationsBank of Florida, N.A. of Tampa, FL.FDIC certificate 17385 ends; its business continues under certificate 15474.
  4. Dec 21, 1995
    MERGEDNationsBank of Florida, N.A. of Tampa, FL merged into NationsBank of Florida, National Association of Valdosta, GA.FDIC certificate 15474 ends; its business continues under certificate 127.
  5. Dec 29, 1995
    MERGEDNationsBank of Florida, National Association of Valdosta, GA merged into NationsBank of Georgia, National Association of Atlanta, GA.FDIC certificate 127 ends; its business continues under certificate 2155.
  6. Jun 1, 1997
    MERGEDNationsBank of Georgia, National Association (by then renamed NationsBank, National Association (South)) of Atlanta, GA merged into NationsBank, National Association of Charlotte, NC.FDIC certificate 2155 ends; its business continues under certificate 15802.
  7. Jul 23, 1999
    MERGEDNationsBank, National Association (by then renamed Bank of America, National Association) of Charlotte, NC merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 15802 ends; its business continues under certificate 3510.
  8. Today
    OPEN
    Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026

    Every Bank of America, National Association office →   Website on file with the FDIC: www.bankofamerica.com

If you still have something from North Ridge Bank

A lien that was never released

North Ridge Bank failed on Dec 20, 1991. For a failed bank placed in FDIC receivership, the FDIC may be able to issue the lien release, if the loan was paid off to the bank before it failed or to the FDIC afterward. The FDIC says that where a failed bank had an acquirer, its records in most cases went to that acquirer. Here the chain from the acquirer leads to Bank of America, National Association, which is worth asking too.

Requests go through the FDIC Information and Support Center with the recorded mortgage or title, and proof of payoff. The FDIC says to allow 30 business days once it has every document, and does not take requests by phone or email. Questions: FDIC Resolution Inquiries, 888-206-4662, 8am–4pm Central on weekdays.

An old account, passbook or CD

When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Intercontinental Bank). Start with Bank of America, National Association, and ask them to search under the name North Ridge Bank.

This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.

A safe deposit box

The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank of America, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Banks folded into North Ridge Bank

1 bank merged directly into this charter.

BankEndedHow
Hanover Bank of FloridaPlantation, FLDec 29, 1989merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 21113 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.