Bank Branches › Closed and merged banks › Indiana › MutualBank
What happened to MutualBank?
MutualBank in Muncie, IN (earlier called Mutual Home Federal Savings and Loan Association of Muncie and 1 other name) merged into Northwest Bank of Warren, PA on Apr 24, 2020. Northwest Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889Mutual Home Federal Savings and Loan Association of Muncie opens in Muncie, IN
- Apr 30, 1984renamed Mutual Federal Savings Bank
- Jul 1, 2008renamed MutualBank
- Apr 24, 2020MERGEDMutualBank merged into Northwest Bank of Warren, PA.FDIC certificate 27744 ends; its business continues under certificate 28178.
- TodayOPEN
Northwest BankMain office Warren, PA · FDIC certificate 28178 · 161 offices in 4 states on June 30, 2026Every Northwest Bank office → Website on file with the FDIC: WWW.NORTHWEST.COM
If you still have something from MutualBank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows MutualBank as lienholder, start with Northwest Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Northwest Bank to search for the account under the name MutualBank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Northwest Bank which branch now holds boxes from the MutualBank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
50 offices filed under this charter in some year from 1994 on. 19 are still open as of June 30, 2026. Showing 40.
| Office | Now |
|---|---|
| 110 E Charles StMuncie, IN | OpenNorthwest Bank |
| 219 W Market StWarsaw, IN | OpenNorthwest Bank |
| 121 S Church StMishawaka, IN | OpenNorthwest Bank |
| 48 N Washington StBloomfield, IN | OpenNorthwest Bank |
| 1912 W Mcgalliard RdMuncie, IN | OpenNorthwest Bank |
| 401 W State StAlbany, IN | OpenNorthwest Bank |
| 1450 A St NeLinton, IN | OpenNorthwest Bank |
| 402 W Cleveland RdGranger, IN | OpenNorthwest Bank |
| 2101 S Tiger DrYorktown, IN | OpenNorthwest Bank |
| 870 E Washington StWinchester, IN | OpenNorthwest Bank |
| 2034 E Center StWarsaw, IN | OpenNorthwest Bank |
| 100 W 3rd StMarion, IN | OpenNorthwest Bank |
| 514 North Main StreetNorth Webster, IN | OpenNorthwest Bank |
| 2910 W Jackson StMuncie, IN | OpenNorthwest Bank |
| 901 County Road 6 EElkhart, IN | OpenNorthwest Bank |
| 742 E Ireland RdSouth Bend, IN | OpenNorthwest Bank |
| 2111 S Liberty DrBloomington, IN | OpenNorthwest Bank |
| 1020 N Baldwin AveMarion, IN | OpenNorthwest Bank |
| 1010 E Main StGas City, IN | OpenNorthwest Bank |
| 650 E. Carmel Drive, Suite 300Carmel, IN | No longer reported |
| 23761 Western AveSouth Bend, IN | No longer reported |
| 411 West MckinleyMishawaka, IN | No longer reported |
| 4100 Edison Lakes Pkwy, Ste 100Mishawaka, IN | No longer reported |
| 2850 West Cleveland RoadSouth Bend, IN | No longer reported |
| 612 South Huntington StreetSyracuse, IN | No longer reported |
| 445 West 250 NorthWarsaw, IN | No longer reported |
| 2000 South Madison StreetMuncie, IN | No longer reported |
| 3333 North BroadwayMuncie, IN | No longer reported |
| 315 E Main StJasonville, IN | No longer reported |
| 11054 E Street Road 445Bloomfield, IN | No longer reported |
| 147 West Broad StreetLyons, IN | No longer reported |
| 4330 Elkhart RoadGoshen, IN | No longer reported |
| 316 West Tipton StreetSeymour, IN | No longer reported |
| 101 Broadway StreetOaktown, IN | No longer reported |
| 893 East Main Street, Suite FGreenwood, IN | No longer reported |
| 4916 Illinois Street, Suite 106Fort Wayne, IN | No longer reported |
| 1309 Main StreetMitchell, IN | No longer reported |
| 1307 North Cass StreetWabash, IN | No longer reported |
| 1301 North Walnut StreetBloomington, IN | No longer reported |
| 2427 Mishawaka AvenueSouth Bend, IN | No longer reported |
Banks folded into MutualBank
4 banks merged directly into this charter; counting the banks those had absorbed earlier, 6 charters end up inside it.
| Bank | Ended |
|---|---|
| BloomBankBloomfield, IN | Feb 28, 2018 |
| MFB Financial (The "Savings Bank")Mishawaka, IN | Jul 18, 2008 |
| First Federal Savings Bank of MarionMarion, IN | Dec 8, 2000 |
| Warsaw Federal Savings and Loan AssociationWarsaw, IN | Dec 31, 1981 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27744 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.