Bank Branches › Closed and merged banks › Indiana › MFB Financial (The "Savings Bank")
What happened to MFB Financial (The "Savings Bank")?
MFB Financial (The "Savings Bank") in Mishawaka, IN (earlier called Mishawaka Federal Savings and Loan Association and 1 other name) merged into MutualBank of Muncie, IN on Jul 18, 2008. After 1 more change of hands, what was MFB Financial (The "Savings Bank") is today part of Northwest Bank (Warren, PA).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1889Mishawaka Federal Savings and Loan Association opens in Mishawaka, IN
- Jan 16, 1990renamed Mishawaka Federal Savings
- Nov 13, 1996renamed MFB Financial (The "Savings Bank")
- Jul 18, 2008MERGEDMFB Financial (The "Savings Bank") merged into MutualBank of Muncie, IN.FDIC certificate 28153 ends; its business continues under certificate 27744.
- Apr 24, 2020MERGEDMutualBank of Muncie, IN merged into Northwest Bank of Warren, PA.FDIC certificate 27744 ends; its business continues under certificate 28178.
- TodayOPEN
Northwest BankMain office Warren, PA · FDIC certificate 28178 · 161 offices in 4 states on June 30, 2026Every Northwest Bank office → Website on file with the FDIC: WWW.NORTHWEST.COM
If you still have something from MFB Financial (The "Savings Bank")
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows MFB Financial (The "Savings Bank") as lienholder, start with Northwest Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask Northwest Bank to search for the account under the name MFB Financial (The "Savings Bank"). A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask Northwest Bank which branch now holds boxes from the MFB Financial (The "Savings Bank") office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
13 offices filed under this charter in some year from 1994 on. None is still reporting as of June 30, 2026.
| Office | Now |
|---|---|
| 411 West MckinleyMishawaka, IN | No longer reported |
| 4100 Edison Lakes Pkwy, Ste 100Mishawaka, IN | No longer reported |
| 402 W. Cleveland RoadMishawaka, IN | No longer reported |
| 411 W. Mckinley Ave.Mishawaka, IN | No longer reported |
| 100 E. Wayne Street Suite 150South Bend, IN | No longer reported |
| 23761 Western AveSouth Bend, IN | No longer reported |
| 2427 Mishawaka AvenueSouth Bend, IN | No longer reported |
| 2850 W. Cleveland RoadSouth Bend, IN | No longer reported |
| 742 East Ireland RoadSouth Bend, IN | No longer reported |
| 23132 U.S. 33Elkhart, IN | No longer reported |
| 25990 County Road #6Elkhart, IN | No longer reported |
| 740 S WalnutSouth Bend, IN | No longer reported |
| 2304 Lincoln Way EastGoshen, IN | No longer reported |
Banks folded into MFB Financial (The "Savings Bank")
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| Sobieski BankSouth Bend, IN | Aug 7, 2004 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28153 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.