Bank Branches › Closed and merged banks › Missouri › First Federal Savings and Loan Association of Southeast Missouri
What happened to First Federal Savings and Loan Association of Southeast Missouri?
First Federal Savings and Loan Association of Southeast Missouri in Cape Girardeau, MO was closed in a federal resolution, and its business passed to Cape County Bank of Cape Girardeau of Cape Girardeau, MO on May 18, 1990. After 4 more changes of hands, what was First Federal Savings and Loan Association of Southeast Missouri is today part of Regions Bank (Birmingham, AL).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1924First Federal Savings and Loan Association of Southeast Missouri opens in Cape Girardeau, MO
- May 18, 1990RESOLVEDFirst Federal Savings and Loan Association of Southeast Missouri was closed in a federal resolution, and its business passed to Cape County Bank of Cape Girardeau of Cape Girardeau, MO.FDIC certificate 27775 ends; its business continues under certificate 24668. The FDIC's failure list dates the failure Apr 6, 1989.
- Dec 2, 1996MERGEDCape County Bank of Cape Girardeau (by then renamed Union Planters Bank of Southeast Missouri) of Cape Girardeau, MO merged into Union Planters Bank of Southeast Missouri of Cape Girardeau, MO.FDIC certificate 24668 ends; its business continues under certificate 26859.
- Dec 1, 1997MERGEDUnion Planters Bank of Southeast Missouri of Cape Girardeau, MO merged into Union Planters Bank of Mississippi County of Cape Girardeau, MO.FDIC certificate 26859 ends; its business continues under certificate 1614.
- Jan 1, 1998MERGEDUnion Planters Bank of Mississippi County (by then renamed Union Planters Bank of Southeast Missouri) of Cape Girardeau, MO merged into Union Planters Bank, National Association of Memphis, TN.FDIC certificate 1614 ends; its business continues under certificate 4979.
- Jun 30, 2005MERGEDUnion Planters Bank, National Association of Memphis, TN merged into Regions Bank of Birmingham, AL.FDIC certificate 4979 ends; its business continues under certificate 12368.
- TodayOPEN
Regions BankMain office Birmingham, AL · FDIC certificate 12368 · 1,245 offices in 16 states on June 30, 2026Every Regions Bank office → Website on file with the FDIC: www.regions.com
If you still have something from First Federal Savings and Loan Association of Southeast Missouri
A lien that was never released
First Federal Savings and Loan Association of Southeast Missouri failed on Apr 6, 1989, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Regions Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Cape County Bank of Cape Girardeau). Start with Regions Bank, and ask them to search under the name First Federal Savings and Loan Association of Southeast Missouri.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Regions Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into First Federal Savings and Loan Association of Southeast Missouri
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Bonne Terre Federal Savings and Loan AssociationBonne Terre, MO | Jul 31, 1983 |
| Heritage Savings and Loan AssociationJackson, MO | Jul 31, 1983 |
| Ste Genevieve Savings and Loan AssociationSte. Genevieve, MO | Dec 31, 1976 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27775 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.