Bank Branches › Closed and merged banks › Texas › First Savings and Loan Association, FA
What happened to First Savings and Loan Association, FA?
First Savings and Loan Association, FA in Waco, TX (earlier called First Federal Savings and Loan Association) was merged into First Savings and Loan Association, FA of Waco, TX with federal assistance on Jul 13, 1989. After 4 more changes of hands, what was First Savings and Loan Association, FA is today part of PNC Bank, National Association (Wilmington, DE).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1922First Federal Savings and Loan Association opens in Waco, TX
- Jun 30, 1989renamed First Savings and Loan Association, FA
- Jul 13, 1989ASSISTED MERGERFirst Savings and Loan Association, FA was merged into First Savings and Loan Association, FA of Waco, TX with federal assistance.FDIC certificate 27874 ends; its business continues under certificate 32677.
- Jun 15, 1990RESOLVEDFirst Savings and Loan Association, FA of Waco, TX was closed in a federal resolution, and its business passed to Kilgore Federal Savings and Loan Association of Kilgore, TX.FDIC certificate 32677 ends; its business continues under certificate 29155.
- Feb 1, 1992MERGEDKilgore Federal Savings and Loan Association of Kilgore, TX merged into Guaranty Federal Savings Bank of Austin, TX.FDIC certificate 29155 ends; its business continues under certificate 32618.
- Aug 21, 2009FAILEDGuaranty Federal Savings Bank (by then renamed Guaranty Bank) of Austin, TX failed, and Compass Bank of Birmingham, AL took it over.FDIC certificate 32618 ends; its business continues under certificate 19048.
- Oct 8, 2021MERGEDCompass Bank (by then renamed Bbva USA) of Birmingham, AL merged into PNC Bank, National Association of Wilmington, DE.FDIC certificate 19048 ends; its business continues under certificate 6384.
- TodayOPEN
PNC Bank, National AssociationMain office Wilmington, DE · FDIC certificate 6384 · 2,401 offices in 28 states on June 30, 2026Every PNC Bank, National Association office → Website on file with the FDIC: www.pnc.com
If you still have something from First Savings and Loan Association, FA
A lien that was never released
First Savings and Loan Association, FA was closed in a federal resolution on Jun 15, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask PNC Bank, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Kilgore Federal Savings and Loan Association). Start with PNC Bank, National Association, and ask them to search under the name First Savings and Loan Association, FA.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask PNC Bank, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into First Savings and Loan Association, FA
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| First Federal Savings and Loan AssociationChildress, TX | Jul 31, 1987 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 27874 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.