Bank Branches › Closed and merged banks › Pennsylvania › ESSA Bank & Trust
What happened to ESSA Bank & Trust?
ESSA Bank & Trust in Stroudsburg, PA (earlier called East Stroudsburg Savings Association) merged into CNB Bank of Clearfield, PA on Jul 24, 2025. CNB Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1916East Stroudsburg Savings Association opens in Stroudsburg, PA
- Jan 30, 2004renamed ESSA Bank & Trust
- Jul 24, 2025MERGEDESSA Bank & Trust merged into CNB Bank of Clearfield, PA.FDIC certificate 28262 ends; its business continues under certificate 13876.
- TodayOPEN
CNB BankMain office Clearfield, PA · FDIC certificate 13876 · 81 offices in 4 states on June 30, 2026Every CNB Bank office → Website on file with the FDIC: www.cnbbank.bank
If you still have something from ESSA Bank & Trust
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows ESSA Bank & Trust as lienholder, start with CNB Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask CNB Bank to search for the account under the name ESSA Bank & Trust. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask CNB Bank which branch now holds boxes from the ESSA Bank & Trust office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
37 offices filed under this charter in some year from 1994 on. 21 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 200 Palmer StStroudsburg, PA | OpenCNB Bank |
| 75 Washington StEast Stroudsburg, PA | OpenCNB Bank |
| 1881 Route 209Brodheadsville, PA | OpenCNB Bank |
| 2826 Route 611Tannersville, PA | OpenCNB Bank |
| 418 W Broad StBethlehem, PA | OpenCNB Bank |
| 5120 Milford RdEast Stroudsburg, PA | OpenCNB Bank |
| 358 S Walnut StBath, PA | OpenCNB Bank |
| 600 Hamilton St, Ste 100Allentown, PA | OpenCNB Bank |
| 1065 Highway 315 Blvd, Ste 101Wilkes Barre, PA | OpenCNB Bank |
| 249 Route 940, Blakeslee CornersBlakeslee, PA | OpenCNB Bank |
| 2415 Park AveEaston, PA | OpenCNB Bank |
| 8045 W Chester PikeUpper Darby, PA | OpenCNB Bank |
| 975 Route 390Cresco, PA | OpenCNB Bank |
| 1430 Jacobsburg RdWind Gap, PA | OpenCNB Bank |
| 11 N Main StAlburtis, PA | OpenCNB Bank |
| 300 Mulberry StScranton, PA | OpenCNB Bank |
| 76 S Main StNazareth, PA | OpenCNB Bank |
| 48 W Marshall RdLansdowne, PA | OpenCNB Bank |
| 227 W Lancaster AveDevon, PA | OpenCNB Bank |
| 526 Wood StBethlehem, PA | OpenCNB Bank |
| 200 Palmer StStroudsburg, PA | OpenCNB Bank |
| 354 W Lancaster AveHaverford, PA | No longer reported |
| 6302 Route 309New Tripoli, PA | No longer reported |
| 471-497 Wabash StreetAllentown, PA | No longer reported |
| 924 Weir Lake RoadBrodheadsville, PA | No longer reported |
| 695 North Courtland StEast Stroudsburg, PA | No longer reported |
| 601 Route 940, Suite 23Mount Pocono, PA | No longer reported |
| 1070 North Ninth StStroudsburg, PA | No longer reported |
| 227 West Lancaster AvenueDevon, PA | No longer reported |
| 1500 N Cedar Crest Blvd, Unit 2Allentown, PA | No longer reported |
| 5020 Route 873Schnecksville, PA | No longer reported |
| 2836 Route 611, Suite 105Tannersville, PA | No longer reported |
| 5580 Crawford DrBethlehem, PA | No longer reported |
| 1321-A Blue Valley DrPen Argyl, PA | No longer reported |
| 7001 Milford Road, Route 209East Stroudsburg, PA | No longer reported |
| US Rte 209 & Weir Lake Rd Mr. Z'sBrodheadsville, PA | No longer reported |
| US Route 611 Mr. Z'sTannersville, PA | No longer reported |
Banks folded into ESSA Bank & Trust
3 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Eagle National BankUpper Darby, PA | Dec 4, 2015 |
| Franklin Security BankWilkes Barre, PA | Apr 5, 2014 |
| First Star BankBethlehem, PA | Jul 31, 2012 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28262 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.