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Bank Branches › Closed and merged banks › Pennsylvania › First Star Bank

FDIC certificate 31595 · Bethlehem, PA

What happened to First Star Bank?

First Star Bank in Bethlehem, PA (earlier called Greater Bethlehem Savings and Loan Association and 1 other name) merged into ESSA Bank & Trust of Stroudsburg, PA on Jul 31, 2012. After 1 more change of hands, what was First Star Bank is today part of CNB Bank (Clearfield, PA).

1874
opened
2012
merged away
3
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1874
    Greater Bethlehem Savings and Loan Association opens in Bethlehem, PA
  2. Jul 27, 1993
    renamed First Star Savings Bank
  3. Mar 31, 2008
    renamed First Star Bank
  4. Jul 31, 2012
    MERGEDFirst Star Bank merged into ESSA Bank & Trust of Stroudsburg, PA.FDIC certificate 31595 ends; its business continues under certificate 28262.
  5. Jul 24, 2025
    MERGEDESSA Bank & Trust of Stroudsburg, PA merged into CNB Bank of Clearfield, PA.FDIC certificate 28262 ends; its business continues under certificate 13876.
  6. Today
    OPEN
    CNB BankMain office Clearfield, PA · FDIC certificate 13876 · 81 offices in 4 states on June 30, 2026

    Every CNB Bank office →   Website on file with the FDIC: www.cnbbank.bank

If you still have something from First Star Bank

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows First Star Bank as lienholder, start with CNB Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask CNB Bank to search for the account under the name First Star Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask CNB Bank which branch now holds boxes from the First Star Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

10 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.

OfficeLast filed under itNow
418 W Broad StBethlehem, PA2012OpenCNB Bank
358 S Walnut StBath, PA2012OpenCNB Bank
2415 Park AveEaston, PA2012OpenCNB Bank
1430 Jacobsburg RdWind Gap, PA2012OpenCNB Bank
11 N Main StAlburtis, PA2012OpenCNB Bank
76 S Main StNazareth, PA2012OpenCNB Bank
526 Wood StBethlehem, PA2012OpenCNB Bank
6302 Route 309New Tripoli, PA2012No longer reported
471-497 Wabash StreetAllentown, PA2012No longer reported
Rt 248 & North Wood AvenuePalmer, PA2010No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31595 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.