Bank Branches › Closed and merged banks › New Jersey › Empire Savings Bank, SLA
What happened to Empire Savings Bank, SLA?
Empire Savings Bank, SLA in Hammonton, NJ (earlier called Empire Savings and Loan Association) failed, and Empire Savings Bank, FSB of Hammonton, NJ took it over on Dec 14, 1990. After 4 more changes of hands, what was Empire Savings Bank, SLA is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1871Empire Savings and Loan Association opens in Hammonton, NJ
- Jan 31, 1988renamed Empire Savings Bank, SLA
- Dec 14, 1990FAILEDEmpire Savings Bank, SLA failed, and Empire Savings Bank, FSB of Hammonton, NJ took it over.FDIC certificate 28473 ends; its business continues under certificate 33271.
- Oct 11, 1991RESOLVEDEmpire Savings Bank, FSB of Hammonton, NJ was closed in a federal resolution, and its business passed to United Jersey Bank/South, National Association of Cherry Hill, NJ.FDIC certificate 33271 ends; its business continues under certificate 6454.
- Jul 16, 1994MERGEDUnited Jersey Bank/South, National Association of Cherry Hill, NJ merged into United Jersey Bank of Hackensack, NJ.FDIC certificate 6454 ends; its business continues under certificate 550.
- Mar 1, 2001MERGEDUnited Jersey Bank (by then renamed Summit Bank) of Hackensack, NJ merged into Fleet National Bank of Providence, RI.FDIC certificate 550 ends; its business continues under certificate 2558.
- Jun 13, 2005MERGEDFleet National Bank of Providence, RI merged into Bank of America, National Association of Charlotte, NC.FDIC certificate 2558 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from Empire Savings Bank, SLA
A lien that was never released
Empire Savings Bank, SLA failed on Dec 14, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Bank of America, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Empire Savings Bank, FSB). Start with Bank of America, National Association, and ask them to search under the name Empire Savings Bank, SLA.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank of America, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28473 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.