Bank Branches › Closed and merged banks › Missouri › Missouri Savings Association
What happened to Missouri Savings Association?
Missouri Savings Association in Clayton, MO was merged into Missouri Savings Association, FA of Clayton, MO with federal assistance on Jun 29, 1989. After 7 more changes of hands, what was Missouri Savings Association is today part of U.S. Bank National Association (Cincinnati, OH).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1922Missouri Savings Association opens in Clayton, MO
- Jun 29, 1989ASSISTED MERGERMissouri Savings Association was merged into Missouri Savings Association, FA of Clayton, MO with federal assistance.FDIC certificate 28581 ends; its business continues under certificate 32667.
- Sep 7, 1990RESOLVEDMissouri Savings Association, FA of Clayton, MO was closed in a federal resolution, and its business passed to Mercantile Bank of St. Louis National Association of St. Louis, MO.FDIC certificate 32667 ends; its business continues under certificate 19516.
- Oct 23, 1996MERGEDMercantile Bank of St. Louis National Association of St. Louis, MO merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 19516 ends; its business continues under certificate 18159.
- Nov 13, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of Hartford, IL.FDIC certificate 18159 ends; its business continues under certificate 4601.
- Dec 12, 1997MERGEDMercantile Bank National Association of Hartford, IL merged into Mercantile Bank National Association of St. Louis, MO.FDIC certificate 4601 ends; its business continues under certificate 13066.
- Dec 12, 1998MERGEDMercantile Bank National Association (by then renamed Mercantile Bank of St. Louis National Association) of St. Louis, MO merged into Mercantile Bank of St. Louis National Association of Saint Louis, MO.FDIC certificate 13066 ends; its business continues under certificate 1061.
- Oct 22, 1999MERGEDMercantile Bank of St. Louis National Association of Saint Louis, MO merged into Mercantile Bank National Association of Saint Louis, MO.FDIC certificate 1061 ends; its business continues under certificate 4573.
- Aug 11, 2000MERGEDMercantile Bank National Association (by then renamed Firstar Bank Missouri, National Association) of Saint Louis, MO merged into Firstar Bank, National Association of Cincinnati, OH.FDIC certificate 4573 ends; its business continues under certificate 6548.
- TodayOPEN
U.S. Bank National AssociationMain office Cincinnati, OH · FDIC certificate 6548 · 2,097 offices in 29 states on June 30, 2026Every U.S. Bank National Association office → Website on file with the FDIC: www.usbank.com
If you still have something from Missouri Savings Association
A lien that was never released
Missouri Savings Association, FA was closed in a federal resolution on Sep 7, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask U.S. Bank National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Mercantile Bank of St. Louis National Association). Start with U.S. Bank National Association, and ask them to search under the name Missouri Savings Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask U.S. Bank National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28581 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.