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What happened to Mercer Savings Bank SLA?
Mercer Savings Bank SLA in Trenton, NJ (earlier called Mercer Savings and Loan Association) failed, and Mercer Federal Savings Bank of Trenton, NJ took it over on Sep 21, 1990. After 3 more changes of hands, what was Mercer Savings Bank SLA is today part of Provident Bank (Jersey City, NJ).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1911Mercer Savings and Loan Association opens in Trenton, NJ
- Apr 30, 1989renamed Mercer Savings Bank SLA
- Sep 21, 1990FAILEDMercer Savings Bank SLA failed, and Mercer Federal Savings Bank of Trenton, NJ took it over.FDIC certificate 28586 ends; its business continues under certificate 33205.
- Aug 2, 1991RESOLVEDMercer Federal Savings Bank of Trenton, NJ was closed in a federal resolution, and its business passed to Pulawski Savings Bank, SLA of South River, NJ.FDIC certificate 33205 ends; its business continues under certificate 31349.
- Dec 18, 1998MERGEDPulawski Savings Bank, SLA (by then renamed Pulse Savings Bank) of South River, NJ merged into First Savings Bank, SLA of Woodbridge, NJ.FDIC certificate 31349 ends; its business continues under certificate 30255.
- Jul 14, 2004MERGEDFirst Savings Bank, SLA (by then renamed First Savings Bank) of Woodbridge, NJ merged into The Provident Bank of Jersey City, NJ.FDIC certificate 30255 ends; its business continues under certificate 12010.
- TodayOPEN
Provident BankMain office Jersey City, NJ · FDIC certificate 12010 · 138 offices in 3 states on June 30, 2026Every Provident Bank office → Website on file with the FDIC: www.provident.Bank
If you still have something from Mercer Savings Bank SLA
A lien that was never released
Mercer Savings Bank SLA failed on Sep 21, 1990, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Provident Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Mercer Federal Savings Bank). Start with Provident Bank, and ask them to search under the name Mercer Savings Bank SLA.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Provident Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 28586 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.