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Bank Branches › Closed and merged banks › Maryland › Bohemian American Federal Savings and Loan Association, Inc.

FDIC certificate 29513 · Baltimore, MD

What happened to Bohemian American Federal Savings and Loan Association, Inc.?

Bohemian American Federal Savings and Loan Association, Inc. in Baltimore, MD (earlier called Bohemian American Savings and Loan Association Incorporated) merged into Madison Bradford/Bohemian American Savings Bank of Forest Hill, MD on Mar 4, 2002. After 1 more change of hands, what was Bohemian American Federal Savings and Loan Association, Inc. is today part of BayVanguard Bank (Baltimore, MD).

1899
opened
2002
merged away
2
names it used
2
steps to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1899
    Bohemian American Savings and Loan Association Incorporated opens in Baltimore, MD
  2. Jul 31, 1986
    renamed Bohemian American Federal Savings and Loan Association, Inc.
  3. Mar 4, 2002
    MERGEDBohemian American Federal Savings and Loan Association, Inc. merged into Madison Bradford/Bohemian American Savings Bank of Forest Hill, MD.FDIC certificate 29513 ends; its business continues under certificate 32331.
  4. Feb 29, 2020
    MERGEDMadison Bradford/Bohemian American Savings Bank (by then renamed Madison Bank of Maryland) of Forest Hill, MD merged into BayVanguard Bank of Baltimore, MD.FDIC certificate 32331 ends; its business continues under certificate 32527.
  5. Today
    OPEN
    BayVanguard BankMain office Baltimore, MD · FDIC certificate 32527 · 12 offices in 1 state on June 30, 2026

    Every BayVanguard Bank office →   Website on file with the FDIC: www.bayvanguard.com

If you still have something from Bohemian American Federal Savings and Loan Association, Inc.

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Bohemian American Federal Savings and Loan Association, Inc. as lienholder, start with BayVanguard Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask BayVanguard Bank to search for the account under the name Bohemian American Federal Savings and Loan Association, Inc.. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask BayVanguard Bank which branch now holds boxes from the Bohemian American Federal Savings and Loan Association, Inc. office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

3 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.

OfficeLast filed under itNow
8639 Belair RdBaltimore, MD2001OpenBayVanguard Bank
501 S Stepney RdAberdeen, MD2001No longer reported
2417 Monument StBaltimore, MD1996No longer reported

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29513 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.