Bank Branches › Closed and merged banks › Maryland › Kopernik Bank
What happened to Kopernik Bank?
Kopernik Bank in Baltimore, MD (earlier called Kopernik Building and Loan Association and 2 other names) merged into BayVanguard Bank of Baltimore, MD on Feb 28, 2019. BayVanguard Bank is open today.
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1924Kopernik Building and Loan Association opens in Baltimore, MD
- May 31, 1989renamed Kopernik Federal Savings Association
- Apr 28, 2000renamed Kopernik Federal Bank
- May 27, 2015renamed Kopernik Bank
- Feb 28, 2019MERGEDKopernik Bank merged into BayVanguard Bank of Baltimore, MD.FDIC certificate 29901 ends; its business continues under certificate 32527.
- TodayOPEN
BayVanguard BankMain office Baltimore, MD · FDIC certificate 32527 · 12 offices in 1 state on June 30, 2026Every BayVanguard Bank office → Website on file with the FDIC: www.bayvanguard.com
If you still have something from Kopernik Bank
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Kopernik Bank as lienholder, start with BayVanguard Bank. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask BayVanguard Bank to search for the account under the name Kopernik Bank. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask BayVanguard Bank which branch now holds boxes from the Kopernik Bank office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
7 offices filed under this charter in some year from 1994 on. 1 is still open as of June 30, 2026.
| Office | Now |
|---|---|
| 5525 Eastern Avenue, Suite #101Baltimore, MD | OpenBayVanguard Bank |
| 3101 North Point RdBaltimore, MD | No longer reported |
| 2101 Eastern AvenueBaltimore, MD | No longer reported |
| 2703 Foster AvenueBaltimore, MD | No longer reported |
| 5612 The AlamedaBaltimore, MD | No longer reported |
| 698 Belair RoadBel Air, MD | No longer reported |
| 1248 Hull StreetBaltimore, MD | No longer reported |
Banks folded into Kopernik Bank
4 banks merged directly into this charter.
| Bank | Ended |
|---|---|
| Saint Casimir's Savings BankBaltimore, MD | Oct 1, 2017 |
| Liberty Bank of MarylandBaltimore, MD | Apr 30, 2016 |
| Kosciuszko Federal Savings BankBaltimore, MD | Nov 4, 2015 |
| Hull Federal Savings BankBaltimore, MD | Nov 30, 2012 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 29901 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.