Bank Branches › Closed and merged banks › Ohio › Ashland Home Federal Savings and Loan Association
What happened to Ashland Home Federal Savings and Loan Association?
Ashland Home Federal Savings and Loan Association in Ashland, OH merged into Industrial Savings and Loan Association of Bellevue, OH on Jan 31, 1985. After 4 more changes of hands, what was Ashland Home Federal Savings and Loan Association is today part of WesBanco Bank, Inc. (Wheeling, WV).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1923Ashland Home Federal Savings and Loan Association opens in Ashland, OH
- Jan 31, 1985MERGEDAshland Home Federal Savings and Loan Association merged into Industrial Savings and Loan Association of Bellevue, OH.FDIC certificate 31234 ends; its business continues under certificate 29020.
- Jul 1, 2001MERGEDIndustrial Savings and Loan Association of Bellevue, OH merged into Home Savings and Loan Company of Youngstown, OH.FDIC certificate 29020 ends; its business continues under certificate 28114.
- Jan 31, 2017MERGEDHome Savings and Loan Company (by then renamed The Home Savings and Loan Company of Youngstown, Ohio) of Youngstown, OH merged into Premier Bank & Trust of Youngstown, OH.FDIC certificate 28114 ends; its business continues under certificate 35385.
- Jan 31, 2020MERGEDPremier Bank & Trust (by then renamed Home Savings Bank) of Youngstown, OH merged into First Federal Bank of the Midwest of Youngstown, OH.FDIC certificate 35385 ends; its business continues under certificate 29845.
- Feb 28, 2025MERGEDFirst Federal Bank of the Midwest (by then renamed Premier Bank) of Youngstown, OH merged into WesBanco Bank, Inc. of Wheeling, WV.FDIC certificate 29845 ends; its business continues under certificate 803.
- TodayOPEN
WesBanco Bank, Inc.Main office Wheeling, WV · FDIC certificate 803 · 217 offices in 8 states on June 30, 2026Every WesBanco Bank, Inc. office → Website on file with the FDIC: www.wesbanco.com
If you still have something from Ashland Home Federal Savings and Loan Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Ashland Home Federal Savings and Loan Association as lienholder, start with WesBanco Bank, Inc.. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask WesBanco Bank, Inc. to search for the account under the name Ashland Home Federal Savings and Loan Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask WesBanco Bank, Inc. which branch now holds boxes from the Ashland Home Federal Savings and Loan Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 31234 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.