Bank Branches › Closed and merged banks › California › Beach Savings Bank
What happened to Beach Savings Bank?
Beach Savings Bank in Huntington Beach, CA (earlier called Beach Savings and Loan Association) failed, and Beach Savings Bank, FSB of Huntington Beach, CA took it over on Jan 18, 1991. After 5 more changes of hands, what was Beach Savings Bank is today part of First Bank (St. Louis, MO).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1985Beach Savings and Loan Association opens in Huntington Beach, CA
- Apr 30, 1986renamed Beach Savings Bank
- Jan 18, 1991FAILEDBeach Savings Bank failed, and Beach Savings Bank, FSB of Huntington Beach, CA took it over.FDIC certificate 32332 ends; its business continues under certificate 33297.
- Jul 19, 1991RESOLVEDBeach Savings Bank, FSB of Huntington Beach, CA was closed in a federal resolution, and its business passed to Queen City Bank, National Association of Long Beach, CA.FDIC certificate 33297 ends; its business continues under certificate 24726.
- Apr 15, 1996MERGEDQueen City Bank, National Association of Long Beach, CA merged into First Bank & Trust of Newport Beach, CA.FDIC certificate 24726 ends; its business continues under certificate 20233.
- Nov 1, 2000MERGEDFirst Bank & Trust of Newport Beach, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 20233 ends; its business continues under certificate 18678.
- Mar 29, 2001MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank & Trust of San Francisco, CA.FDIC certificate 18678 ends; its business continues under certificate 22912.
- Mar 31, 2003MERGEDFirst Bank & Trust of San Francisco, CA merged into First Bank of St. Louis, MO.FDIC certificate 22912 ends; its business continues under certificate 12229.
- TodayOPEN
First BankMain office St. Louis, MO · FDIC certificate 12229 · 76 offices in 4 states on June 30, 2026Every First Bank office → Website on file with the FDIC: WWW.FIRST.BANK
If you still have something from Beach Savings Bank
A lien that was never released
Beach Savings Bank failed on Jan 18, 1991, handled by the Resolution Trust Corporation, the agency that closed failed savings institutions from 1989 to 1995. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask First Bank as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Beach Savings Bank, FSB). Start with First Bank, and ask them to search under the name Beach Savings Bank.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask First Bank. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32332 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.