Bank Branches › Closed and merged banks › Florida › First American Bank and Trust, National Association
What happened to First American Bank and Trust, National Association?
First American Bank and Trust, National Association in North Palm Beach, FL was closed in a federal resolution, and its business passed to Barnett Bank of Palm Beach County of West Palm Beach, FL on Apr 20, 1990. After 3 more changes of hands, what was First American Bank and Trust, National Association is today part of Bank of America, National Association (Charlotte, NC).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1989First American Bank and Trust, National Association opens in North Palm Beach, FL
- Apr 20, 1990RESOLVEDFirst American Bank and Trust, National Association was closed in a federal resolution, and its business passed to Barnett Bank of Palm Beach County of West Palm Beach, FL.FDIC certificate 32729 ends; its business continues under certificate 17018.
- Jun 29, 1996MERGEDBarnett Bank of Palm Beach County of West Palm Beach, FL merged into Barnett Bank, National Association of Jacksonville, FL.FDIC certificate 17018 ends; its business continues under certificate 3566.
- Oct 8, 1998MERGEDBarnett Bank, National Association of Jacksonville, FL merged into NationsBank, National Association of Charlotte, NC.FDIC certificate 3566 ends; its business continues under certificate 15802.
- Jul 23, 1999MERGEDNationsBank, National Association (by then renamed Bank of America, National Association) of Charlotte, NC merged into Bank of America National Trust and Savings Association of Charlotte, NC.FDIC certificate 15802 ends; its business continues under certificate 3510.
- TodayOPEN
Bank of America, National AssociationMain office Charlotte, NC · FDIC certificate 3510 · 3,598 offices in 39 states on June 30, 2026Every Bank of America, National Association office → Website on file with the FDIC: www.bankofamerica.com
If you still have something from First American Bank and Trust, National Association
A lien that was never released
First American Bank and Trust, National Association was closed in a federal resolution on Apr 20, 1990. The FDIC's lien-release page covers failed banks and savings and loans placed in FDIC receivership; it does not say how releases work for resolutions this old.
Call FDIC Resolution Inquiries at 888-206-4662 (8am–4pm Central, weekdays) and ask whether the FDIC holds this institution's receivership. Ask Bank of America, National Association as well: the chain above leads there. The FDIC's own instructions are at FDIC, Obtaining a Lien Release.
An old account, passbook or CD
When a healthy bank assumes a failed bank's deposits, insured depositors become its customers right away (here, Barnett Bank of Palm Beach County). Start with Bank of America, National Association, and ask them to search under the name First American Bank and Trust, National Association.
This failure is older than the current federal rule on unclaimed deposits (mid-1993), so different rules apply. Search FDIC unclaimed funds search, search the unclaimed-property program of the state of the owner's last known address on the bank's records, and ask FDIC Resolution Inquiries at 888-206-4662 what applies to this institution.
A safe deposit box
The FDIC says that when a healthy bank assumes a failed bank's deposits, the branches usually reopen the next business day with box access. Today, ask Bank of America, National Association. A box abandoned for years may have been turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Banks folded into First American Bank and Trust, National Association
1 bank merged directly into this charter; counting the banks those had absorbed earlier, 7 charters end up inside it.
| Bank | Ended |
|---|---|
| First American Bank and TrustNorth Palm Beach, FL | Dec 15, 1989 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 32729 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.