Bank Branches › Closed and merged banks › Pennsylvania › Pioneer American Bank, National Association
What happened to Pioneer American Bank, National Association?
Pioneer American Bank, National Association in Carbondale, PA (earlier called First National Bank, Carbondale, Pennsylvania) merged into Pennstar Bank, National Association of Lake Ariel, PA on Dec 9, 2000. After 1 more change of hands, what was Pioneer American Bank, National Association is today part of NBT Bank, National Association (Norwich, NY).
The chain, step by step
From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.
- 1864First National Bank, Carbondale, Pennsylvania opens in Carbondale, PA
- Feb 29, 1988renamed Pioneer American Bank, National Association
- Dec 9, 2000MERGEDPioneer American Bank, National Association merged into Pennstar Bank, National Association of Lake Ariel, PA.FDIC certificate 7423 ends; its business continues under certificate 7549.
- Mar 16, 2001MERGEDPennstar Bank, National Association of Lake Ariel, PA merged into NBT Bank, National Association of Norwich, NY.FDIC certificate 7549 ends; its business continues under certificate 7230.
- TodayOPEN
NBT Bank, National AssociationMain office Norwich, NY · FDIC certificate 7230 · 175 offices in 7 states on June 30, 2026Every NBT Bank, National Association office → Website on file with the FDIC: www.nbtbank.com
If you still have something from Pioneer American Bank, National Association
A lien that was never released
If a paid-off mortgage, home-equity line or car loan still shows Pioneer American Bank, National Association as lienholder, start with NBT Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.
The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.
Record the release with the same county office that recorded the original mortgage or deed of trust.
An old account, passbook or CD
Ask NBT Bank, National Association to search for the account under the name Pioneer American Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.
Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.
A safe deposit box
Ask NBT Bank, National Association which branch now holds boxes from the Pioneer American Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.
Box contents are not covered by FDIC insurance.
Not sure this is your bank?
Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.
Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.
One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.
This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.
Where the guidance comes from ▾
Its offices in the FDIC deposit reports
22 offices filed under this charter in some year from 1994 on. 7 are still open as of June 30, 2026.
| Office | Now |
|---|---|
| 140 Brooklyn StCarbondale, PA | OpenNBT Bank, National Association |
| 3 Kennedy DrArchbald, PA | OpenNBT Bank, National Association |
| 1230 Oneill HwyDunmore, PA | OpenNBT Bank, National Association |
| 736 Main StDickson City, PA | OpenNBT Bank, National Association |
| 455 Market StKingston, PA | OpenNBT Bank, National Association |
| 207 State Route 435Elmhurst Township, PA | OpenNBT Bank, National Association |
| 3418 Route 940Mount Pocono, PA | OpenNBT Bank, National Association |
| Route 590Hamlin, PA | No longer reported |
| 500 Lackawanna AvenueMayfield, PA | No longer reported |
| 41 North Main StreetCarbondale, PA | No longer reported |
| 105 West Main StreetDalton, PA | No longer reported |
| 1020 Northern BlvdClarks Summit, PA | No longer reported |
| Price Chopper, 1400 Monroe AvenueDunmore, PA | No longer reported |
| 1510 South Main AvenueScranton, PA | No longer reported |
| 110 East End CentreWilkes Barre, PA | No longer reported |
| Route 93, 100 Weis LaneHazleton, PA | No longer reported |
| 84 West South StreetWilkes Barre, PA | No longer reported |
| 1070 North Ninth StStroudsburg, PA | No longer reported |
| 14 Village Center, Route 29Tunkhannock, PA | No longer reported |
| Route 414, Memorial HighwayDallas, PA | No longer reported |
| Rd #9, 225 South Mountian BoulevardMountain Top, PA | No longer reported |
| Price Chopper, 721 Oak StreetScranton, PA | No longer reported |
Banks folded into Pioneer American Bank, National Association
1 bank merged directly into this charter.
| Bank | Ended |
|---|---|
| The First National Bank of Dickson CityDickson City, PA | Sep 20, 1976 |
Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7423 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.