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Bank Branches › Closed and merged banks › Pennsylvania › Pennstar Bank, National Association

FDIC certificate 7549 · Lake Ariel, PA

What happened to Pennstar Bank, National Association?

Pennstar Bank, National Association in Lake Ariel, PA (earlier called The First National Bank of Lake Ariel and 1 other name) merged into NBT Bank, National Association of Norwich, NY on Mar 16, 2001. NBT Bank, National Association is open today.

1910
opened
2001
merged away
3
names it used
1
step to today's bank

The chain, step by step

From the day it opened to the bank at the end of the chain today. Each step is one entry in the FDIC's record.

  1. 1910
    The First National Bank of Lake Ariel opens in Lake Ariel, PA
  2. May 10, 1993
    renamed La Bank, National Association
  3. Nov 11, 2000
    renamed Pennstar Bank, National Association
  4. Mar 16, 2001
    MERGEDPennstar Bank, National Association merged into NBT Bank, National Association of Norwich, NY.FDIC certificate 7549 ends; its business continues under certificate 7230.
  5. Today
    OPEN
    NBT Bank, National AssociationMain office Norwich, NY · FDIC certificate 7230 · 175 offices in 7 states on June 30, 2026

    Every NBT Bank, National Association office →   Website on file with the FDIC: www.nbtbank.com

If you still have something from Pennstar Bank, National Association

A lien that was never released

If a paid-off mortgage, home-equity line or car loan still shows Pennstar Bank, National Association as lienholder, start with NBT Bank, National Association. In a merger the surviving bank takes over the other bank's loans, so it is the bank to ask for a recordable lien release; if the loan was sold along the way, it can tell you to whom.

The FDIC says it cannot process lien releases for banks that merged or were acquired without government assistance, which is what the record shows here.

Record the release with the same county office that recorded the original mortgage or deed of trust.

An old account, passbook or CD

Ask NBT Bank, National Association to search for the account under the name Pennstar Bank, National Association. A passbook or certificate shows an account existed. It doesn't show the money is still there, and the OCC notes that federal rules require banks to keep most account records for five years.

Accounts nobody touches are eventually turned over to a state. The OCC puts the usual wait at three to five years with no activity, set by each state's law. Search the unclaimed-property program of the state of the owner's last known address on the bank's records, and any other state they lived in. It is free to search and to claim through a state's own site, and MissingMoney.com, an official site of the state administrators' association, searches most states at once.

A safe deposit box

Ask NBT Bank, National Association which branch now holds boxes from the Pennstar Bank, National Association office you used. The OCC says a box with no activity for three to five years (the period is set by state statute) is likely treated as dormant, and its contents may be turned over to the state's unclaimed-property program.

Box contents are not covered by FDIC insurance.

Not sure this is your bank?

Many banks shared a name. Match the city and the years above against your paperwork, or search again with the town.

Credit unions were never FDIC-insured and are not in this record; the NCUA credit union lookup covers those. Banks that closed before about 1970 are not in the FDIC's list either.

One caution: banks also sell single branches. If the office you used was sold to a different bank along the way, the account went with the branch, not with this chain. The office list below shows which bank each office reports under now.

This page is drawn from FDIC records and federal guidance. It is not legal advice, and BankBranches is not a bank or a government office. More detail: lien releases · old passbooks and CDs · safe deposit boxes · unclaimed money.

Where the guidance comes from ▾

Its offices in the FDIC deposit reports

27 offices filed under this charter in some year from 1994 on. 13 are still open as of June 30, 2026.

OfficeLast filed under itNow
318 E Grove StClarks Green, PA2000OpenNBT Bank, National Association
575 Easton TurnpikeHamlin, PA2000OpenNBT Bank, National Association
214 W Harford St, Unit 1Milford, PA2000OpenNBT Bank, National Association
130 N Keyser AveScranton, PA2000OpenNBT Bank, National Association
2547 Route 6Hawley, PA1998OpenThe Honesdale National Bank
171 N Wilkes Barre BlvdWilkes Barre, PA2000OpenNBT Bank, National Association
1456 Lake Ariel HwyLake Ariel, PA2000OpenNBT Bank, National Association
685 Scranton Carbondale HwyEynon, PA2000OpenNBT Bank, National Association
1079 Pennsylvania 390Mountainhome, PA2000OpenNBT Bank, National Association
1008 Main StNewfoundland, PA2000OpenNBT Bank, National Association
801 S Main StTaylor, PA2000OpenNBT Bank, National Association
1197 Mount Cobb RdMount Cobb, PA2000OpenNBT Bank, National Association
100 Lcpl Jacob Beisel RdLackawaxen, PA1998OpenThe Honesdale National Bank
101 Pocono DriveMilford, PA2000No longer reported
Lords Valley H.c. #8Blooming Grove Township, PA2000No longer reported
2600 Milford RoadMarshalls Creek, PA2000No longer reported
Route 611Tannersville, PA2000No longer reported
300 Lackawanna AvenueScranton, PA2000No longer reported
117 Meadow AvenueScranton, PA2000No longer reported
409 Lackawanna AvenueScranton, PA2000No longer reported
Route 6, Ames PlazaCarbondale, PA2000No longer reported
247 Wyoming AvenueKingston, PA2000No longer reported
4 Public SquareWilkes-Barre, PA2000No longer reported
Route 739Lords Valley, PA1999No longer reported
777 Old Willow AvenueHonesdale, PA1999No longer reported
900 Commerce Boulevard, Suite 1Dickson City, PA1999No longer reported
Merchants Plaza, Rt 611Tannersville, PA1998No longer reported

Banks folded into Pennstar Bank, National Association

2 banks merged directly into this charter; counting the banks those had absorbed earlier, 3 charters end up inside it.

BankEndedHow
Pioneer American Bank, National AssociationCarbondale, PADec 9, 2000merged
The Pocono BankMilford, PAApr 24, 1992merged

Source: FDIC BankFind institution and history records, read Nov 15, 2026. The FDIC's list covers banks that ended in about 1970 or later. Look up certificate 7549 in the FDIC BankFind Suite to see the government's own entry. Corrections: me@byclaude.net.